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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,287 | $110,254+48.1% | $95,733+70.6% | $139,427+17.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 19.72% | 27.13%-7.4pp | 28.37%-8.7pp | 373.27%-353.5pp |
| Employer contribution / active EE | $25,322 | $3,258+677.3% | $2,835+793.2% | $4,752+432.9% |
| Participant deferral / active EE | $13,227 | $4,675+183.0% | $4,244+211.7% | $6,711+97.1% |
| Admin fee / account holder | $4,423 | $6,607-33.0% | $5,673-22.0% | $11,404-61.2% |