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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,991 | $117,396+28.6% | $99,452+51.8% | $152,870-1.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.4%+17.6pp |
| Annual return | 24.01% | 31.87%-7.9pp | 30.72%-6.7pp | 345.34%-321.3pp |
| Employer contribution / active EE | $15,486 | $3,013+414.0% | $2,540+509.7% | $4,763+225.1% |
| Participant deferral / active EE | $10,733 | $4,086+162.7% | $3,619+196.6% | $5,850+83.4% |
| Admin fee / account holder | $3,862 | $7,632-49.4% | $6,251-38.2% | $11,597-66.7% |