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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,991 | $117,444+28.6% | $99,479+51.8% | $152,909-1.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 24.01% | 31.87%-7.9pp | 30.72%-6.7pp | 345.46%-321.5pp |
| Employer contribution / active EE | $15,486 | $3,014+413.8% | $2,540+509.6% | $4,764+225.1% |
| Participant deferral / active EE | $10,733 | $4,086+162.6% | $3,619+196.6% | $5,851+83.4% |
| Admin fee / account holder | $3,862 | $7,635-49.4% | $6,253-38.2% | $11,601-66.7% |