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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $529,136 | $103,966+408.9% | $112,899+368.7% | $75,181+603.8% |
| Participation rate | 75.9% | 75.7%+0.2pp | 80.5%-4.7pp | 67.2%+8.7pp |
| Annual return | 14.26% | 24.54%-10.3pp | 34.11%-19.9pp | 160.69%-146.4pp |
| Employer contribution / active EE | $13,882 | $3,870+258.7% | $4,566+204.0% | $2,671+419.8% |
| Participant deferral / active EE | $4,692 | $5,456-14.0% | $6,516-28.0% | $4,126+13.7% |
| Admin fee / account holder | $107,314 | $7,663+1300.3% | $7,047+1422.7% | $5,650+1799.4% |