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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,001 | $81,947+369.8% | $105,387+265.3% | $72,975+427.6% |
| Participation rate | 92.0% | 76.5%+15.5pp | 82.6%+9.4pp | 69.5%+22.5pp |
| Annual return | 20.24% | 42.90%-22.7pp | 26.82%-6.6pp | 81.01%-60.8pp |
| Employer contribution / active EE | $16,492 | $3,468+375.5% | $4,213+291.4% | $2,440+575.9% |
| Participant deferral / active EE | $5,191 | $4,494+15.5% | $5,502-5.7% | $3,608+43.9% |
| Admin fee / account holder | $2,795 | $6,258-55.3% | $6,559-57.4% | $5,124-45.5% |