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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,662 | $71,480+310.8% | $90,782+223.5% | $64,173+357.6% |
| Participation rate | 96.0% | 77.6%+18.4pp | 82.7%+13.3pp | 69.6%+26.4pp |
| Annual return | -6.16% | -4.25%-1.9pp | -3.42%-2.7pp | 7.63%-13.8pp |
| Employer contribution / active EE | $15,574 | $3,415+356.1% | $4,105+279.4% | $2,381+554.2% |
| Participant deferral / active EE | $5,423 | $4,302+26.1% | $5,366+1.1% | $3,470+56.3% |
| Admin fee / account holder | $8,883 | $6,309+40.8% | $5,908+50.4% | $4,887+81.8% |