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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,165 | $79,633+362.3% | $93,759+292.7% | $68,486+437.6% |
| Participation rate | 81.5% | 75.4%+6.1pp | 81.0%+0.5pp | 67.9%+13.6pp |
| Annual return | -13.45% | -0.10%-13.3pp | -11.33%-2.1pp | -7.85%-5.6pp |
| Employer contribution / active EE | $14,771 | $3,665+303.0% | $4,324+241.6% | $2,597+468.8% |
| Participant deferral / active EE | $4,749 | $5,158-7.9% | $6,096-22.1% | $4,028+17.9% |
| Admin fee / account holder | $24,484 | $6,871+256.3% | $7,197+240.2% | $5,404+353.1% |