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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,623 | $88,370+398.6% | $112,977+290.0% | $79,852+451.8% |
| Participation rate | 88.9% | 76.8%+12.1pp | 82.6%+6.3pp | 69.6%+19.3pp |
| Annual return | 13.96% | 23.16%-9.2pp | 24.24%-10.3pp | 31.72%-17.8pp |
| Employer contribution / active EE | $16,297 | $3,398+379.6% | $4,255+283.0% | $2,471+559.5% |
| Participant deferral / active EE | $5,178 | $4,536+14.2% | $5,836-11.3% | $3,740+38.4% |
| Admin fee / account holder | $3,380 | $5,750-41.2% | $6,294-46.3% | $5,306-36.3% |