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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,824 | $66,764+259.2% | $88,497+171.0% | $62,881+281.4% |
| Participation rate | 96.2% | 77.3%+18.9pp | 82.4%+13.7pp | 69.3%+26.8pp |
| Annual return | 4.76% | 10.37%-5.6pp | 7.63%-2.9pp | 20.14%-15.4pp |
| Employer contribution / active EE | $13,732 | $3,077+346.3% | $4,036+240.2% | $2,281+502.1% |
| Participant deferral / active EE | $4,767 | $3,976+19.9% | $4,899-2.7% | $3,203+48.8% |
| Admin fee / account holder | $61,591 | $4,668+1219.4% | $6,220+890.3% | $4,296+1333.8% |