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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $218,919 |
FIRST REPUBLIC INVESTMENT MANA6+ years Service code 26 · EIN 22-3623353 | Advisory (Participants) | $69,757 |
DOWLING & YAHNKE LLC6+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $53,475 |
STEARNS FINANCIAL SERVICES4 years Service code 26 · EIN 59-3080009 | Advisory (Participants) | $42,115 |
Service code 26 · EIN 12-7381251 | Advisory (Participants) | $33,974 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Float r... | $33,607 |
BOS4 years Service code 26 · EIN 94-3241802 | Advisory (Participants) | $28,971 |
LMCG INVESTMENTS LLC6+ years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $26,371 |
ASPIRIANT LLC3 years Service code 26 · EIN 26-1518255 | Advisory (Participants) | $25,370 |
SULLIVAN BRUYETTE3 years Service code 26 · EIN 54-1571022 | Advisory (Participants) | $24,150 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,645 | $127,481+150.7% | $149,751+113.5% | $90,274+254.1% |
| Participation rate | 91.4% | 78.2%+13.2pp | 82.5%+8.9pp | 73.4%+18.1pp |
| Annual return | 13.03% | 57.78%-44.7pp | 276.71%-263.7pp | 53.97%-40.9pp |
| Employer contribution / active EE | $9,156 | $3,448+165.6% | $4,646+97.1% | $2,523+262.8% |
| Participant deferral / active EE | $13,936 | $6,975+99.8% | $6,843+103.7% | $4,231+229.4% |
| Admin fee / account holder | $215 | $152+41.8% | $9,312-97.7% | $114+88.6% |