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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $208,484 |
FIRST REPUBLIC INVESTMENT MANA5+ years Service code 26 · EIN 22-3623353 | Advisory (Participants) | $65,382 |
DOWLING & YAHNKE LLC5+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $51,032 |
STEARNS FINANCIAL SERVICES3 years Service code 26 · EIN 59-3080009 | Advisory (Participants) | $37,870 |
CHARLES SCHWAB & CO., INC.5+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Other investmen... | $33,254 |
PEOPLES UNITED BANK3 years Filed as: NELSON ROBERTS INVESMENT ADVI Service code 26 · EIN 12-7381251 | Advisory (Participants) | $32,389 |
BOS3 years Service code 26 · EIN 94-3241802 | Advisory (Participants) | $28,389 |
ASPIRIANT LLC2 years Service code 26 · EIN 26-1518255 | Advisory (Participants) | $24,892 |
LMCG INVESTMENTS LLC5+ years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $24,247 |
SULLIVAN BRUYETTE2 years Service code 26 · EIN 54-1571022 | Advisory (Participants) | $22,478 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,648 | $101,523+181.4% | $141,200+102.3% | $77,775+267.3% |
| Participation rate | 95.1% | 77.4%+17.7pp | 82.5%+12.6pp | 73.2%+21.9pp |
| Annual return | 21.85% | 56.22%-34.4pp | 71.41%-49.6pp | 32.58%-10.7pp |
| Employer contribution / active EE | $9,014 | $3,341+169.8% | $4,736+90.3% | $2,504+260.0% |
| Participant deferral / active EE | $13,348 | $6,434+107.5% | $6,710+98.9% | $3,966+236.6% |
| Admin fee / account holder | $202 | $92+121.1% | $10,265-98.0% | $100+102.3% |