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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $251,209 |
FIRST REPUBLIC INVESTMENT MANA3+ years Service code 26 · EIN 22-3623353 | Advisory (Participants) | $49,490 |
Service code 26 · EIN 59-3080009 | Advisory (Participants) | $33,593 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $32,753 |
DOWLING & YAHNKE LLC3+ years Service code 26 · EIN 26-0266092 | Advisory (Participants) | $31,414 |
DUNCAN ASSET MANAGEMENT3+ years Service code 26 · EIN 26-8429778 | Advisory (Participants) | $23,246 |
PEOPLES UNITED BANK1 year Filed as: NELSON ROBERTS INVESMENT ADVI Service code 26 · EIN 12-7381251 | Advisory (Participants) | $17,510 |
SENTINEL WEALTH MANAGEMENT INC.3+ years Service code 26 · EIN 22-3860643 | Advisory (Participants) | $14,927 |
ABACUS WEALTH PARTNERS LLC2 years Service code 26 · EIN 65-1193184 | Advisory (Participants) | $14,746 |
LMCG INVESTMENTS LLC3+ years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $11,116 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,998 | $96,458+163.3% | $136,298+86.4% | $77,958+225.8% |
| Participation rate | 95.4% | 75.4%+20.0pp | 81.9%+13.5pp | 71.6%+23.8pp |
| Annual return | 15.81% | 23.78%-8.0pp | 5156.27%-5140.5pp | 20.87%-5.1pp |
| Employer contribution / active EE | $9,086 | $3,144+189.0% | $4,696+93.5% | $2,310+293.3% |
| Participant deferral / active EE | $12,526 | $5,902+112.2% | $6,247+100.5% | $3,537+254.2% |
| Admin fee / account holder | $191 | $80+137.1% | $9,244-97.9% | $97+95.8% |