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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,354 | $52,911+38.6% | $73,309+0.1% | $59,633+23.0% |
| Participation rate | 100.0% | 68.2%+31.8pp | 74.9%+25.1pp | 68.7%+31.3pp |
| Annual return | -3.85% | 12.20%-16.1pp | 5.67%-9.5pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $2,708 | $1,909+41.9% | $3,237-16.3% | $2,203+23.0% |
| Participant deferral / active EE | $3,226 | $4,069-20.7% | $4,991-35.4% | $3,192+1.1% |
| Admin fee / account holder | $4,946 | $3,835+29.0% | $5,635-12.2% | $4,297+15.1% |