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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,623 | $77,472+118.9% | $100,392+69.0% | $80,935+109.6% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 9.82% | 37.26%-27.4pp | 49.45%-39.6pp | 35.66%-25.8pp |
| Employer contribution / active EE | $2,973 | $2,800+6.2% | $3,941-24.6% | $2,757+7.8% |
| Participant deferral / active EE | $6,009 | $6,818-11.9% | $8,090-25.7% | $4,299+39.8% |
| Admin fee / account holder | $3,026 | $5,885-48.6% | $7,904-61.7% | $6,924-56.3% |