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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,199 | $77,157+86.9% | $108,405+33.0% | $85,851+68.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 11.20% | 44.55%-33.4pp | 905.55%-894.3pp | 318.63%-307.4pp |
| Employer contribution / active EE | $2,571 | $2,379+8.1% | $3,559-27.8% | $2,565+0.2% |
| Participant deferral / active EE | $4,946 | $5,567-11.1% | $6,563-24.6% | $3,952+25.2% |
| Admin fee / account holder | $24,699 | $5,174+377.4% | $7,297+238.5% | $6,261+294.5% |