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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,181 | $63,365+75.5% | $91,994+20.9% | $72,976+52.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 16.35% | 35.35%-19.0pp | 69.04%-52.7pp | 81.02%-64.7pp |
| Employer contribution / active EE | $2,158 | $2,116+2.0% | $3,453-37.5% | $2,440-11.6% |
| Participant deferral / active EE | $4,157 | $4,883-14.9% | $5,924-29.8% | $3,608+15.2% |
| Admin fee / account holder | $10,586 | $4,670+126.7% | $7,744+36.7% | $5,124+106.6% |