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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,872 | $70,486+84.3% | $100,535+29.2% | $79,856+62.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 10.54% | 21.90%-11.4pp | 30.90%-20.4pp | 31.71%-21.2pp |
| Employer contribution / active EE | $2,717 | $2,165+25.5% | $3,419-20.5% | $2,471+9.9% |
| Participant deferral / active EE | $4,637 | $5,182-10.5% | $6,271-26.1% | $3,741+24.0% |
| Admin fee / account holder | $8,281 | $4,480+84.9% | $8,085+2.4% | $5,306+56.1% |