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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,311 | $68,394+113.9% | $94,672+54.5% | $75,177+94.6% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 14.45% | 616.92%-602.5pp | 156.89%-142.4pp | 160.75%-146.3pp |
| Employer contribution / active EE | $2,851 | $2,701+5.6% | $3,673-22.4% | $2,671+6.7% |
| Participant deferral / active EE | $5,175 | $6,536-20.8% | $7,417-30.2% | $4,126+25.4% |
| Admin fee / account holder | $12,592 | $5,326+136.4% | $7,222+74.4% | $5,651+122.8% |