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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,237 | $152,591-92.0% | $117,529-89.6% | $134,545-90.9% |
| Participation rate | 66.7% | 77.1%-10.4pp | 70.6%-3.9pp | 81.2%-14.6pp |
| Annual return | -16.12% | 53.04%-69.2pp | 29.77%-45.9pp | 418.37%-434.5pp |
| Employer contribution / active EE | $1,422 | $5,576-74.5% | $4,179-66.0% | $4,742-70.0% |
| Participant deferral / active EE | $3,866 | $4,821-19.8% | $4,072-5.1% | $6,401-39.6% |
| Admin fee / account holder | $725 | $7,004-89.7% | $5,645-87.2% | $11,431-93.7% |