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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,808 | $176,402-92.7% | $134,162-90.5% | $158,982-91.9% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 13.02% | 63.66%-50.6pp | 36.35%-23.3pp | 302.99%-290.0pp |
| Employer contribution / active EE | $0 | $5,042-100.0% | $3,705-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $589 | $4,093-85.6% | $3,500-83.2% | $5,983-90.2% |
| Admin fee / account holder | $559 | $8,719-93.6% | $6,685-91.6% | $11,252-95.0% |