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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,487 | $176,688-93.5% | $130,660-91.2% | $152,870-92.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.4%+17.6pp |
| Annual return | 19.94% | 2692.66%-2672.7pp | 1709.13%-1689.2pp | 345.34%-325.4pp |
| Employer contribution / active EE | $0 | $5,743-100.0% | $4,092-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $831 | $4,362-81.0% | $3,603-77.0% | $5,850-85.8% |
| Admin fee / account holder | $602 | $7,131-91.6% | $5,463-89.0% | $11,597-94.8% |