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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,690 | $158,852-93.9% | $121,220-92.0% | $135,380-92.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -7.79% | -0.64%-7.2pp | 16.94%-24.7pp | 519.81%-527.6pp |
| Employer contribution / active EE | $0 | $5,666-100.0% | $4,023-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,344 | $4,006-41.5% | $3,345-29.9% | $5,609-58.2% |
| Admin fee / account holder | $1,436 | $6,515-78.0% | $5,021-71.4% | $10,828-86.7% |