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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,993 | $169,237-90.0% | $129,339-86.9% | $145,978-88.4% |
| Participation rate | 42.9% | 76.5%-33.6pp | 69.6%-26.8pp | 80.3%-37.4pp |
| Annual return | 9.55% | 14364.43%-14354.9pp | 9437.05%-9427.5pp | 550.52%-541.0pp |
| Employer contribution / active EE | $1,034 | $5,540-81.3% | $4,154-75.1% | $4,662-77.8% |
| Participant deferral / active EE | $2,155 | $4,991-56.8% | $4,170-48.3% | $6,690-67.8% |
| Admin fee / account holder | $1,261 | $9,882-87.2% | $7,668-83.5% | $13,400-90.6% |