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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,333 | $156,927-92.1% | $121,169-89.8% | $139,456-91.2% |
| Participation rate | 54.2% | 76.4%-22.3pp | 69.5%-15.4pp | 80.3%-26.2pp |
| Annual return | 10.82% | 1475.85%-1465.0pp | 986.71%-975.9pp | 373.45%-362.6pp |
| Employer contribution / active EE | $852 | $5,542-84.6% | $4,168-79.5% | $4,753-82.1% |
| Participant deferral / active EE | $1,750 | $4,848-63.9% | $4,083-57.1% | $6,711-73.9% |
| Admin fee / account holder | $3,922 | $6,946-43.5% | $5,645-30.5% | $11,407-65.6% |