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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,333 | $156,970-92.1% | $121,210-89.8% | $139,487-91.2% |
| Participation rate | 54.2% | 76.5%-22.3pp | 69.5%-15.4pp | 80.3%-26.2pp |
| Annual return | 10.82% | 1477.10%-1466.3pp | 987.41%-976.6pp | 373.84%-363.0pp |
| Employer contribution / active EE | $852 | $5,546-84.6% | $4,171-79.6% | $4,755-82.1% |
| Participant deferral / active EE | $1,750 | $4,849-63.9% | $4,084-57.2% | $6,713-73.9% |
| Admin fee / account holder | $3,922 | $6,947-43.5% | $5,647-30.6% | $11,407-65.6% |