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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,844 | $76,551+405.3% | $123,894+212.2% | $62,881+515.2% |
| Participation rate | 96.6% | 73.0%+23.6pp | 81.4%+15.1pp | 69.3%+27.2pp |
| Annual return | 8.25% | 18.68%-10.4pp | 47.52%-39.3pp | 20.14%-11.9pp |
| Employer contribution / active EE | $15,273 | $2,882+429.9% | $4,617+230.8% | $2,281+569.6% |
| Participant deferral / active EE | $10,575 | $4,840+118.5% | $5,984+76.7% | $3,203+230.2% |
| Admin fee / account holder | $7,921 | $4,826+64.1% | $8,357-5.2% | $4,296+84.4% |