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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,677 | $98,776+304.6% | $149,745+166.9% | $79,856+400.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.98% | 27.38%-15.4pp | 276.72%-264.7pp | 31.71%-19.7pp |
| Employer contribution / active EE | $11,054 | $3,217+243.6% | $4,646+137.9% | $2,471+347.3% |
| Participant deferral / active EE | $10,152 | $5,681+78.7% | $6,843+48.4% | $3,741+171.4% |
| Admin fee / account holder | $1,155 | $6,053-80.9% | $9,312-87.6% | $5,306-78.2% |