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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,862 | $105,200+281.0% | $159,474+151.4% | $85,847+367.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 12.03% | 45.08%-33.1pp | 263.68%-251.7pp | 318.61%-306.6pp |
| Employer contribution / active EE | $7,210 | $3,319+117.2% | $4,831+49.2% | $2,565+181.0% |
| Participant deferral / active EE | $8,479 | $5,946+42.6% | $7,353+15.3% | $3,952+114.5% |
| Admin fee / account holder | $67,756 | $6,934+877.1% | $10,802+527.2% | $6,261+982.3% |