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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,941 | $93,617+248.2% | $135,982+139.7% | $75,177+333.6% |
| Participation rate | 96.9% | 75.2%+21.7pp | 81.9%+15.0pp | 67.2%+29.7pp |
| Annual return | 15.74% | 30.89%-15.1pp | 68.32%-52.6pp | 160.75%-145.0pp |
| Employer contribution / active EE | $7,480 | $3,538+111.4% | $4,859+53.9% | $2,671+180.0% |
| Participant deferral / active EE | $7,800 | $6,406+21.8% | $7,760+0.5% | $4,126+89.0% |
| Admin fee / account holder | $45,770 | $6,980+555.8% | $10,767+325.1% | $5,651+709.9% |