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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,683 | $82,678+343.5% | $125,391+192.4% | $68,490+435.4% |
| Participation rate | 85.3% | 75.1%+10.2pp | 82.4%+2.9pp | 67.9%+17.4pp |
| Annual return | -9.54% | -5.97%-3.6pp | 572.41%-581.9pp | -7.85%-1.7pp |
| Employer contribution / active EE | $5,699 | $3,382+68.5% | $4,816+18.3% | $2,597+119.5% |
| Participant deferral / active EE | $7,315 | $6,111+19.7% | $7,448-1.8% | $4,028+81.6% |
| Admin fee / account holder | $25,296 | $6,277+303.0% | $10,009+152.7% | $5,403+368.2% |