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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,800 | $72,177+350.0% | $115,038+182.3% | $59,633+444.7% |
| Participation rate | 97.3% | 72.6%+24.7pp | 81.4%+15.9pp | 68.7%+28.6pp |
| Annual return | -1.14% | 12.02%-13.2pp | 26.14%-27.3pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $13,292 | $2,841+367.8% | $4,608+188.5% | $2,203+503.5% |
| Participant deferral / active EE | $9,562 | $4,783+99.9% | $6,026+58.7% | $3,192+199.6% |
| Admin fee / account holder | $8,464 | $4,927+71.8% | $8,175+3.5% | $4,297+97.0% |