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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,846 | $111,787+92.2% | $93,681+129.3% | $145,978+47.2% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 26.99% | 203.52%-176.5pp | 133.47%-106.5pp | 550.52%-523.5pp |
| Employer contribution / active EE | $1,168 | $3,093-62.2% | $2,422-51.8% | $4,662-74.9% |
| Participant deferral / active EE | $3,909 | $4,918-20.5% | $4,415-11.5% | $6,690-41.6% |
| Admin fee / account holder | $17 | $10,256-99.8% | $8,290-99.8% | $13,400-99.9% |