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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,846 | $111,785+92.2% | $93,669+129.4% | $145,877+47.3% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 26.99% | 203.79%-176.8pp | 133.59%-106.6pp | 551.28%-524.3pp |
| Employer contribution / active EE | $1,168 | $3,096-62.3% | $2,424-51.8% | $4,663-75.0% |
| Participant deferral / active EE | $3,909 | $4,919-20.5% | $4,416-11.5% | $6,691-41.6% |
| Admin fee / account holder | $17 | $10,256-99.8% | $8,291-99.8% | $13,402-99.9% |