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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,387 | $102,635+82.6% | $86,209+117.4% | $139,456+34.4% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 30.29% | 1923.53%-1893.2pp | 1169.05%-1138.8pp | 373.45%-343.2pp |
| Employer contribution / active EE | $1,056 | $3,034-65.2% | $2,381-55.6% | $4,753-77.8% |
| Participant deferral / active EE | $3,440 | $4,677-26.5% | $3,986-13.7% | $6,711-48.7% |
| Admin fee / account holder | $20 | $8,661-99.8% | $6,853-99.7% | $11,407-99.8% |