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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,119 | $99,652+3.5% | $78,778+30.9% | $147,586-30.1% |
| Participation rate | 38.5% | 76.2%-37.8pp | 69.2%-30.7pp | 82.8%-44.4pp |
| Annual return | 21.77% | 47.28%-25.5pp | 35.62%-13.9pp | 578.59%-556.8pp |
| Employer contribution / active EE | $1,003 | $2,796-64.1% | $1,986-49.5% | $4,876-79.4% |
| Participant deferral / active EE | $4,416 | $3,664+20.5% | $2,958+49.3% | $5,439-18.8% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |