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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,022 | $106,918+29.1% | $84,021+64.3% | $152,897-9.7% |
| Participation rate | 54.5% | 75.2%-20.7pp | 69.0%-14.5pp | 82.5%-27.9pp |
| Annual return | 29.60% | 105.01%-75.4pp | 71.32%-41.7pp | 345.43%-315.8pp |
| Employer contribution / active EE | $1,669 | $2,735-39.0% | $1,984-15.9% | $4,764-65.0% |
| Participant deferral / active EE | $5,272 | $4,012+31.4% | $3,239+62.8% | $5,851-9.9% |
| Admin fee / account holder | $256 | $8,288-96.9% | $6,102-95.8% | $11,599-97.8% |