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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,082 | $112,933+20.5% | $90,970+49.6% | $158,982-14.4% |
| Participation rate | 40.0% | 74.7%-34.7pp | 69.0%-29.0pp | 82.0%-42.0pp |
| Annual return | 23.02% | 215.82%-192.8pp | 134.60%-111.6pp | 302.99%-280.0pp |
| Employer contribution / active EE | $772 | $2,893-73.3% | $2,122-63.6% | $4,763-83.8% |
| Participant deferral / active EE | $1,579 | $4,128-61.7% | $3,373-53.2% | $5,983-73.6% |
| Admin fee / account holder | $39,629 | $8,047+392.5% | $5,961+564.8% | $11,252+252.2% |