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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,396 | $93,346-2.1% | $71,796+27.3% | $273,972-66.6% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.1%-35.8pp | 83.0%-49.7pp |
| Annual return | 6.24% | 130.39%-124.1pp | 78.04%-71.8pp | 41.46%-35.2pp |
| Employer contribution / active EE | $1,020 | $2,733-62.7% | $1,924-47.0% | $4,869-79.0% |
| Participant deferral / active EE | $4,186 | $3,475+20.5% | $2,794+49.8% | $5,287-20.8% |
| Admin fee / account holder | $0 | $6,571-100.0% | $4,815-100.0% | $10,133-100.0% |