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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,621 | $91,525+61.3% | $130,026+13.5% | $75,181+96.4% |
| Participation rate | 97.5% | 71.4%+26.1pp | 78.5%+19.0pp | 67.2%+30.3pp |
| Annual return | 14.19% | -631.40%+645.6pp | -137.26%+151.5pp | 160.69%-146.5pp |
| Employer contribution / active EE | $7,297 | $2,844+156.6% | $4,321+68.9% | $2,671+173.2% |
| Participant deferral / active EE | $4,479 | $4,342+3.2% | $5,821-23.1% | $4,126+8.6% |
| Admin fee / account holder | $4,752 | $6,778-29.9% | $10,608-55.2% | $5,650-15.9% |