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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,627 | $91,559+55.8% | $133,971+6.5% | $79,852+78.6% |
| Participation rate | 93.5% | 73.3%+20.2pp | 79.8%+13.7pp | 69.6%+23.9pp |
| Annual return | 10.12% | 61.85%-51.7pp | 45.09%-35.0pp | 31.72%-21.6pp |
| Employer contribution / active EE | $9,530 | $2,384+299.8% | $3,919+143.2% | $2,471+285.6% |
| Participant deferral / active EE | $5,130 | $3,734+37.4% | $5,047+1.6% | $3,740+37.2% |
| Admin fee / account holder | $3,841 | $6,321-39.2% | $8,929-57.0% | $5,306-27.6% |