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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,391 | $83,485+44.2% | $125,192-3.8% | $72,975+65.0% |
| Participation rate | 97.6% | 73.3%+24.3pp | 79.8%+17.8pp | 69.5%+28.1pp |
| Annual return | 16.37% | 25.77%-9.4pp | 43.79%-27.4pp | 81.01%-64.6pp |
| Employer contribution / active EE | $7,615 | $2,346+224.6% | $3,866+97.0% | $2,440+212.1% |
| Participant deferral / active EE | $4,427 | $3,586+23.4% | $4,937-10.3% | $3,608+22.7% |
| Admin fee / account holder | $3,811 | $5,518-30.9% | $9,704-60.7% | $5,124-25.6% |