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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,641 | $81,870+69.3% | $119,622+15.9% | $68,486+102.4% |
| Participation rate | 96.9% | 71.9%+25.0pp | 79.3%+17.6pp | 67.9%+29.0pp |
| Annual return | -11.69% | -23.82%+12.1pp | -14.98%+3.3pp | -7.85%-3.8pp |
| Employer contribution / active EE | $9,511 | $2,692+253.3% | $4,232+124.7% | $2,597+266.3% |
| Participant deferral / active EE | $4,796 | $4,148+15.6% | $5,601-14.4% | $4,028+19.1% |
| Admin fee / account holder | $17,449 | $6,583+165.1% | $10,328+69.0% | $5,404+222.9% |