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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,394 | $78,707+33.9% | $117,861-10.6% | $70,126+50.3% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 13.56% | 23.30%-9.7pp | 335.11%-321.5pp | 73.15%-59.6pp |
| Employer contribution / active EE | $10,513 | $2,223+372.8% | $3,786+177.7% | $2,343+348.8% |
| Participant deferral / active EE | $2,793 | $3,297-15.3% | $4,482-37.7% | $3,332-16.2% |
| Admin fee / account holder | $2,526 | $5,066-50.1% | $8,021-68.5% | $4,645-45.6% |