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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,892 | $72,404+33.8% | $110,243-12.1% | $64,173+51.0% |
| Participation rate | 97.6% | 73.3%+24.2pp | 79.8%+17.7pp | 69.6%+28.0pp |
| Annual return | -3.35% | -6.29%+2.9pp | 314.76%-318.1pp | 7.63%-11.0pp |
| Employer contribution / active EE | $7,751 | $2,282+239.7% | $3,827+102.6% | $2,381+225.6% |
| Participant deferral / active EE | $4,449 | $3,469+28.3% | $4,672-4.8% | $3,470+28.2% |
| Admin fee / account holder | $18,835 | $5,664+232.5% | $8,548+120.3% | $4,887+285.4% |