Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,567 | $81,358+237.5% | $155,556+76.5% | $80,959+239.1% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.28% | 33.39%-17.1pp | 64.84%-48.6pp | 35.67%-19.4pp |
| Employer contribution / active EE | $8,064 | $3,106+159.6% | $4,675+72.5% | $2,757+192.5% |
| Participant deferral / active EE | $5,865 | $3,455+69.7% | $5,631+4.2% | $4,300+36.4% |
| Admin fee / account holder | $27,519 | $7,994+244.3% | $15,885+73.2% | $6,925+297.4% |