Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,668 | $95,424+213.0% | $185,854+60.7% | $85,852+247.9% |
| Participation rate | 98.3% | 68.8%+29.5pp | 81.7%+16.6pp | 69.3%+29.0pp |
| Annual return | 15.55% | 23.59%-8.0pp | 122.12%-106.6pp | 318.66%-303.1pp |
| Employer contribution / active EE | $1,742 | $3,314-47.4% | $5,169-66.3% | $2,566-32.1% |
| Participant deferral / active EE | $5,100 | $3,424+49.0% | $5,569-8.4% | $3,952+29.0% |
| Admin fee / account holder | $14,051 | $7,215+94.7% | $16,246-13.5% | $6,261+124.4% |