Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,530 | $77,638+230.4% | $156,551+63.9% | $62,881+308.0% |
| Participation rate | 98.1% | 71.2%+26.9pp | 84.0%+14.1pp | 69.3%+28.8pp |
| Annual return | 7.06% | 50.33%-43.3pp | 32.23%-25.2pp | 20.14%-13.1pp |
| Employer contribution / active EE | $3,036 | $3,444-11.8% | $5,501-44.8% | $2,281+33.1% |
| Participant deferral / active EE | $5,066 | $3,046+66.3% | $4,871+4.0% | $3,203+58.2% |
| Admin fee / account holder | $9,348 | $5,561+68.1% | $13,028-28.2% | $4,296+117.6% |