Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,181 | $91,206+213.8% | $178,510+60.3% | $79,859+258.4% |
| Participation rate | 98.3% | 69.2%+29.1pp | 81.9%+16.4pp | 69.6%+28.7pp |
| Annual return | 23.32% | 24.20%-0.9pp | 151.13%-127.8pp | 31.71%-8.4pp |
| Employer contribution / active EE | $1,556 | $3,257-52.2% | $5,011-69.0% | $2,471-37.1% |
| Participant deferral / active EE | $4,674 | $3,237+44.4% | $5,202-10.2% | $3,741+24.9% |
| Admin fee / account holder | $37,238 | $6,749+451.8% | $13,988+166.2% | $5,307+601.7% |