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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,181 | $91,179+213.9% | $178,499+60.3% | $79,852+258.4% |
| Participation rate | 98.3% | 69.2%+29.1pp | 81.9%+16.4pp | 69.6%+28.7pp |
| Annual return | 23.32% | 24.19%-0.9pp | 151.10%-127.8pp | 31.72%-8.4pp |
| Employer contribution / active EE | $1,556 | $3,256-52.2% | $5,011-69.0% | $2,471-37.1% |
| Participant deferral / active EE | $4,674 | $3,236+44.4% | $5,202-10.2% | $3,740+25.0% |
| Admin fee / account holder | $37,238 | $6,749+451.8% | $13,986+166.2% | $5,306+601.8% |