Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,439 | $84,236+229.4% | $170,435+62.8% | $70,126+295.6% |
| Participation rate | 96.5% | 70.8%+25.7pp | 83.6%+12.9pp | 69.5%+27.0pp |
| Annual return | 16.86% | 23.06%-6.2pp | 205.94%-189.1pp | 73.15%-56.3pp |
| Employer contribution / active EE | $2,748 | $3,387-18.9% | $5,432-49.4% | $2,343+17.3% |
| Participant deferral / active EE | $4,760 | $3,086+54.2% | $4,939-3.6% | $3,332+42.9% |
| Admin fee / account holder | $1,324 | $5,698-76.8% | $13,881-90.5% | $4,646-71.5% |