Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,778 | $73,878+193.4% | $143,801+50.7% | $68,494+216.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -22.94% | 0.91%-23.9pp | -0.04%-22.9pp | -7.86%-15.1pp |
| Employer contribution / active EE | $7,163 | $3,185+124.9% | $4,952+44.6% | $2,597+175.9% |
| Participant deferral / active EE | $5,803 | $3,385+71.4% | $5,639+2.9% | $4,028+44.1% |
| Admin fee / account holder | $1,886 | $5,757-67.2% | $14,680-87.2% | $5,403-65.1% |