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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,888 | $143,969+256.2% | $199,883+156.6% | $82,637+520.6% |
| Participation rate | 98.8% | 84.1%+14.7pp | 86.8%+12.0pp | 68.1%+30.8pp |
| Annual return | 17.12% | 25.67%-8.6pp | 43.81%-26.7pp | 53.51%-36.4pp |
| Employer contribution / active EE | $18,147 | $4,632+291.7% | $6,261+189.8% | $2,552+611.0% |
| Participant deferral / active EE | $17,159 | $6,937+147.4% | $9,138+87.8% | $4,126+315.9% |
| Admin fee / account holder | $16,454 | $14,597+12.7% | $17,268-4.7% | $7,339+124.2% |