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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,828 | $94,529+361.0% | $140,019+211.3% | $64,173+579.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -3.04% | 7.77%-10.8pp | 651.17%-654.2pp | 7.63%-10.7pp |
| Employer contribution / active EE | $17,510 | $3,812+359.3% | $5,605+212.4% | $2,381+635.4% |
| Participant deferral / active EE | $13,650 | $5,250+160.0% | $6,927+97.1% | $3,470+293.4% |
| Admin fee / account holder | $195,813 | $6,741+2804.9% | $10,705+1729.1% | $4,887+3906.5% |