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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,654 | $110,083+247.6% | $151,639+152.3% | $68,486+458.7% |
| Participation rate | 97.1% | 84.0%+13.2pp | 87.5%+9.7pp | 67.9%+29.2pp |
| Annual return | -18.01% | -10.12%-7.9pp | 3.34%-21.3pp | -7.85%-10.2pp |
| Employer contribution / active EE | $16,725 | $4,470+274.2% | $6,165+171.3% | $2,597+544.1% |
| Participant deferral / active EE | $16,129 | $6,526+147.1% | $8,363+92.8% | $4,028+300.5% |
| Admin fee / account holder | $18,418 | $7,718+138.7% | $11,613+58.6% | $5,404+240.8% |